USA Patriot Act Information Disclosure Important Information about Application Procedures

PRESTIGE MORTGAGE CORPORATION 130 NORTH LA GRANGE RD. SUITE 101 LA GRANGE, IL 60525 708-579-3333

To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies every customer. What this means to you: When you apply for a loan, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver’s license or other identifying documents.

YOUR RIGHT TO PRIVACY

IMPORTANT INFORMATION TO KNOW

SECURITY: We restrict access to the information we have about you to those employees who need to know that information to provide products or services to you. We maintain physical, electronic, and procedural safeguards to guard your nonpublic personal information. (We are required to do so by federal regulations.)

CHANGE: We can change this policy, but we will tell you in advance if we do, and we will explain any further rights you might have at that time.

WHO WE ARE: In this disclosure, “we” mean:

PRESTIGE MORTGAGE CORPORATION, 130 N. LaGrange, La Grange, IL. 60525

OUR PRIVACY POLICY

What This Is: This is a disclosure required by federal law which is intended to tell you (among other things): 1. Where we get information about you (our sources); 2. What we do to protect the information we have about you; and 3. What our policy is about sharing information about you with others.

Who You Are: This policy applies to you if you are a customer of ours.

A” customer” is a natural person (not a corporation) who for personal, family, or household purposes has or recently had a financial product with us, such as a mortgage loan.

Definitions: Here are other terms we will use in this disclosure:

Information means nonpublic personal information, a technical term that generally means

  1. Information that can identify you;
  2. That is not available publicly; and
  3. That we collect in connection with providing a financial product or service to you.

We will use the word information to mean nonpublic personal information.

Affiliates are companies that are related to one another by ownership, common ownership, or control. For example, if one company owns or controls another company, they are affiliates of each other.

Nonaffiliated means a company that is not an affiliate of another company, and it also means a person who is not an employee of a company.

Opt out means a choice a person can make (in certain cases) to prevent a financial institution from sharing information about that person with others. (You do not have a right to opt out because we do not share information about you for marketing purposes).

Joint Accounts: If you have a joint account with us (for example, you are, or you have, a co-borrower on a loan), you should share this notice with the person who shares your account. He or she may not get a separate notice.

Sources for Information: We collect information about you from the following sources:

  1. Information you might provide us on applications and other forms;
  2. Information about transactions we might conduct for you;
  3. Information about your transactions with nonaffiliated third parties; and
  4. Information from consumer reporting agencies.

OUR PRIVACY POLICY

WE DO NOT SHARE INFORMATION ABOUT YOU WITH ANYONE EXCEPT AS REQUIRED OR PERMITTED BY LAW.