To most efficiently handle the processing of your loan, we will need certain documents from you. Following is a list of some items that may be requested, so you can plan ahead. (Some of the items listed may or may not apply to you depending on the type of loan you’re seeking).


  • Most recent two years of W2’s and/or 1099’s
  • Most recent two years of personal, Federal tax returns with all schedules and K-1’s included
  • If you own more than 25% of your company, we’ll need a copy of your corporate/partnership tax returns for most recent two year period
  • Documentation supporting income received from social security/retirement, i.e., copies of direct deposit bank statement, awards letter, and evidence that income will continue
  • Most recent pay stubs covering a 30-day period
  • Last two months of bank statements (all pages)
  • Copy of driver’s license
  • Divorce Decrees (all pages)
  • Rental Leases
  • Current Real Estate Owned — Mortgage Statements, Tax Bills, and Homeowner’s Insurance Bill
  • Student Loan Documentation
  • Child Support Court Order Document
  • Contact information for Homeowners Insurance Agent
  • Copy of the Purchase Agreement with all pages and addendums
  • Cancelled earnest money check and updated bank statement
  • Last recent statement for 401k or retirement funds and terms of withdrawal if being used for reserves and/or down payment.