FHA Loan

FHA (Federal Housing Administration) Mortgage Loans are issued by federally qualified lenders and insured by the U.S. Federal Housing Authority, a division of the U.S. Department of Housing and Urban Development.

One of the most popular FHA Loan programs is the 203(b) for owner-occupied purchases or refinances. It typically applies for one to four unit properties, has flexible credit requirements, and a 3.5% down payment that can come from gift funds.

FHA Streamline Refinance

This allows FHA borrowers the ability to refinance with reduced documentation, and in some cases no new appraisal is necessary.

Contact us for more information.